Stick to your budget
Tracking your budget helps to keep track of your money. It gives a very good picture of what’s happening with your cash flows and why.
Separate your savings
Savings will not be there unless you accumulate some money. Make it a practice of letting your savings go into a specific bank account from where you can invest them.
Use Public Transport
Take public transport wherever possible. This cuts down your costs by a big margin. If that is not possible try share a cab option instead of taking a cab to your workplace
Sell unwanted items
Identify things that are not used by you and sell them off. This will be a one-time activity but will fetch you good money and free some space in your house.
Use cash back offers
Many retailers offer cash back options. These should be tapped to save some money, instead of those offers that put something free in our hand.
transparent jar
All coins that you have got transacting throughout the day should go to a transparent jar. It is more exciting to watch your savings grow. This should leave you with a saving of at least Rs 200 to Rs 500 per month depending on your spending habits.
Stay at Home
Week-ends are generally spent at malls with multiplex. This burns a large hole in your pocket. Consider watching a movie at home and order food. This at least cuts cost by 50% and saves money for you.