How to use credit card to save on travel expenses

Travel right

For avid travellers, exploring new destinations is a passion, but it can often strain the budget. However, with the right travel-centric credit card, you can turn your wanderlust into a more economical venture.

Specialised cards

These specialised cards offer various benefits, including discounts on flight tickets & hotel stays. Here’s how you can leverage a travel credit card to maximise your savings & enhance your overall travel experience.

Choose Co-Branded Travel Credit Cards

Many travel credit cards collaborate with popular airlines or travel portals, providing exclusive benefits for loyal customers.

Redeem Rewards Wisely

Travel credit cards often reward users with points or air miles for every transaction. While the number of points may seem modest, their value can be significant when redeemed for travel-related benefits.

Unlock Additional Perks

Apart from savings on bookings, travel credit cards come with additional privileges that enhance your overall travel experience. These perks may include complimentary airport lounge access, VIP meet-and-greet services, and travel insurance.

Capitalise on Welcome Bonuses & Milestones

Most travel credit cards come with attractive welcome bonuses, ranging from complimentary flight tickets to bonus reward points. Additionally, reaching spending milestones can unlock further benefits.

Transferable Reward Points

Some travel credit cards allow you to transfer your reward points to air miles or hotel loyalty programs. This flexibility provides an opportunity to maximise the value of your points, as air miles or hotel points often offer better redemption options.

Understand Terms and Conditions

Its crucial to understand the terms & conditions. Take note of factors like reward point expiry, blackout dates, & specific redemption rules. Being aware of these details will help you plan your redemptions effectively & avoid missing out on valuable benefits.