7 Ways to withdraw money from EPFO

Online Withdrawal

EPFO provides an online facility called the Unified Portal for members to manage their accounts, including withdrawals. Members can log in to the portal, fill out the necessary forms, and initiate the withdrawal process.

UAN (Universal Account Number) Based Withdrawal

EPFO has introduced UAN to streamline provident fund-related services. Members can link their UAN to their Aadhaar, bank account, and PAN, enabling seamless withdrawal directly to their bank account.

EPFO Mobile App - UMANG

EPFO has a mobile app that allows members to access their accounts and perform various tasks, including withdrawals. The app provides a user-friendly interface for initiating withdrawals.

Offline Withdrawal

In cases where online methods are not feasible, members can opt for offline withdrawal by submitting a physical withdrawal form (Form 19 for final settlement, Form 10C for pension withdrawal, and Form 31 for partial withdrawal) to their respective EPFO office.

ATM Withdrawal

EPFO has introduced a facility where members can withdraw funds directly from ATMs using an EPFO ATM card issued to them.

Claim Settlement Through Employer

Members can also opt for withdrawal through their employer. In such cases, the employer assists in processing the withdrawal request and submits it to the EPFO office.

Through Authorized Banks

EPFO has tied up with certain banks to facilitate withdrawal services. Members can visit these banks and initiate the withdrawal process.