7-step guide to check your CIBIL score without PAN card

CIBIL?

CIBIL Score is a 3-digit numeric summary of your credit history, ranging from 300 to 900. Credit bureaus allow borrowers to check their credit scores on their portals.

is PAN card neccessary to check credit score?

A PAN number is usually the one linked to bank accounts as a primary identity document. However, one can check their CIBIL credit score without a PAN card by utilising alternative IDs.Heres a 7-step guide to checking the CIBIL score without a PAN card.

1. visit CIBIL portal

Go to the official CIBIL portal, look for the ‘Personal CIBIL Score, option and click on ‘Get your free CIBIL score.’

2. Creating account

Create an account through email which would be your username and enter a secure password.

3. Alternative identity documents

Enter your identity details including your full name and select any other identification documentation in ID type like passport, voter ID, or driver’s licence, in place of a PAN card.

4. Personal details

Enter personal details, like, date of birth, PIN code, state and your mobile number. following which click on ‘Accept and Continue’.

5. OTP

Enter the OTP you recieved on your mobile number and click on ‘Continue’.

6. Pair device

Pair your device with your CIBIL account to get successfully enrolled.

7. Check CIBIL score

After this whole process, open the CIBIL portal and login with the username you created, choose the ‘Go to dashboard’ option, and voila! you can then see the CIBIL credit score.