4 Best SIP Options to Accumulate ₹5 Crore

1. Investing in your 20s?

If one lets compounding work its magic, turning the ₹5 crore dream into reality is absolutely practicable through early and consistent SIPs.

Investment Return

Acube Ventures Director Ashish Aggarwal stated: Starting SIPs in your 20s to the tune of ₹8,000 per month into quality equity funds delivering 12% CAGR can make you a crorepati by 45 and amass ₹5 crore by 60.

Investing in your 30s?

For the same effect, starting in your 30s requires a higher monthly SIP of roughly ₹21,000.

Investment Return

To effectively benefit from compounding tailwinds, it is important to extend investment horizons beyond 25 years, choose funds intelligently, and increase contributions during earnings peaks.

3. Investing around 35?

Assuming a 12 percent annual rate of return and monthly compounding, the Upstox SIP calculator estimates that a 35-year-old would need to invest ₹27,000 each month for the next 25 years in order to accumulate a corpus of ₹5 crore by the time they are 60.

Investment Return

An investment of ₹8100000 investment will yield ₹51236147, according to the SIP calculator.

4. Investing in your 40s?

Assuming a 15% annual rate of return and monthly compounding, the Upstox SIP calculator estimates that a 40-year-old would need to invest ₹33000 every month for the next 20 years in order to accumulate a corpus of ₹5 crore by the time they are 60.

Investment Return

An investment of ₹79 20000 will yield ₹526514, according to the SIP calculator.